The John Barrett Real Estate Team

Posted by The John Barrett Real Estate Team on 2/14/2018

For parents who need to move a family from Point A to Point B, keeping kids busy can be difficult. Lucky for you, we're here to help you entertain your kids throughout the moving cycle.

Now, let's take a look at three activities that you can use to keep your kids busy on moving day.

1. Packing Last-Minute Items

Last-minute items like clothing and toys will need to get packed up before you can leave your current address. Fortunately, you can rely on your kids for extra help with packing these belongings.

Including your kids in the packing process is a great way to bond with your children. In fact, you and your kids can work together to pack up last-minute belongings and ensure these items quickly and safely reach your new address.

2. Creating a Moving Day Journal

Let's face it Ė moving can be stressful, particularly for kids. However, if you encourage your kids to create a moving day journal, you may be able to help your children alleviate stress.

A moving journal offers a great opportunity for a child to express his or her thoughts about an upcoming move.

Furthermore, a child can use a moving journal to envision what life might be like at his or her new house. This journal can even include drawings that illustrate how a child might decorate his or her new bedroom, lists of ideas about things to do near a new house and much more.

3. Playing Board Games and Car Games

Pack a bag of board games to help your kids pass the time in the car Ė you'll be glad you did. These games are easy to play and will help your children stay entertained for hours.

Memorization games are great for kids and parents alike too. Of course, don't forget about the classic "I spy" game that you can play with your children while you drive to your new address.

Lastly, if you need extra help as you prep for your move, you should not hesitate to reach out to a real estate agent.

A real estate agent is a moving expert who can take the guesswork out of relocating to a new residence. He or she can help you get in touch with local moving companies, offer packing tips and provide fun suggestions so that you can keep your kids busy while traveling.

Perhaps most important, a real estate agent can offer comprehensive assistance as you buy or sell a house. If you need help finding a residence or selling one as quickly as possible, a real estate agent will work with you so that you can achieve your goals. Also, a real estate agent is happy to respond to your homebuying or home selling concerns at any time.

Want to get the most out of moving day with your children? Take advantage of the aforementioned moving day activities, and you and your kids can enjoy an unforgettable moving day experience.

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Posted by The John Barrett Real Estate Team on 2/13/2018

You can ask any homeowner-buying and owning a home is expensive. Mortgage payments, property taxes, utilities, and other bills quickly add up.

If you want to buy a home but donít have a large down payment saved, odds are youíve discovered something called private mortgage insurance (PMI).

PMI is an extra monthly payment that you make (on top of your mortgage payment) when you donít have enough to make a large (20%) down payment on your home.

However, if you want to buy a home and donít want to tack on an extra monthly payment for PMI, you have options. In todayís post, Iím going to talk about some ways to avoid paying PMI on your mortgage so you can save more money in the long run.

PMI Basics

Before we talk about getting rid of PMI, letís spend a minute on what to expect when you do have to pay it.

PMI typically costs 0.30% to %1.15% of your total loan balance annually. That means that your PMI payments will decrease a moderate amount as you pay off your loan.

Furthermore, once you have paid off 22% of your loan, your PMI will be cancelled and youíll only be responsible for your regular monthly mortgage payments.

Getting PMI waived early

With conventional loans, you can request to have your PMI cancelled once youíve paid off 20% of the mortgage. However, many buyers with PMI are using some form of first-time buyer loan, such as an FHA loan.

With an FHA loan, youíll be stuck with PMI for the lifetime of the loan if you donít make a down payment of 10% or more. Thatís a lot of PMI payments, especially if you take out a 30 year loan, and it can quickly add up.

If you have an FHA loan with FHA insurance, the only way to cancel the insurance is to refinance into a non-FHA insured loan. And remember--refinancing has its own costs and complications.

Making it to the 20% repayment mark

On conventional loans, the best way to get rid of PMI is to reach your 20% repayment mark as soon as possible. That could mean aggressively paying off your mortgage until you reach that point.

This can be achieved by making extra payments, or just paying more each month. However, you donít want to neglect other debt that could be accruing costly interest in favor of paying off your loans. Make sure you do the math and find out which debt will be more expensive before neglecting other debt.

Once you do reach the 20% repayment mark, youíll have to remember to apply to have your PMI canceled with your lender. Otherwise, it will be canceled automatically at 22%.

Posted by The John Barrett Real Estate Team on 5/14/2017

For home sellers, you'll want to spend some time organizing your residence's garage. By doing so, you can show homebuyers just how much space your garage has to offer. Plus, you might even be able to eliminate clutter and get rid of unwanted items before you move.

What does it take to transform an ordinary garage into an exceptional one? Here are three garage organization tips that every home seller needs to know.

1. Use All of the Space at Your Disposal.

Although your garage may seem small at first, it is important to keep in mind that you can use assorted shelving and storage units to optimize the amount of space at your disposal.

Try to use as much vertical space as you can to store items in your garage. For instance, you can hang brooms, mops and rakes on your garage walls, and this may allow you to free up horizontal space for other garage items. In addition, you can set up cabinets to store various tools in your garage.

Ideally, you'll want to maintain sufficient space to fit your car in your garage. And if you focus on maximizing the horizontal and vertical space that is available, you should have no trouble parking your car in your garage any time you choose.

2. Separate Your Must-Have Items from the Clutter.

Clutter is an eyesore, and as such, you'll want to do everything possible to eliminate it from your garage immediately.

Dedicate the necessary time and resources to go through all of the belongings in your garage. This will enable you to separate must-have items from garage clutter.

If you find an excess amount of garage clutter, you have a few options as well. You can throw away items, donate them to charity or sell them during a garage sale. Regardless of which options you choose, you'll be able to eliminate clutter and improve your garage's appearance at the same time.

3. Label Your Belongings.

Now that you know which items you're going to keep, you should label and store them accordingly.

Typically, sorting items into groups is a good idea, particularly when it comes to organizing your garage. This will help you stay organized as well as save time when you need to find garage items in the future.

If you're struggling to organize your garage, you may want to consider professional assistance. Lucky for you, cleaning companies are available that can help you revamp your garage and ensure it looks clean and neat for an extended period of time.

Furthermore, your real estate agent may be able to help you enhance your garage's appearance. He or she will be able to offer garage organization and cleaning recommendations, guaranteeing you can take the right steps to improve your garage.

When it comes to organizing your home's garage, there is no need to leave anything to chance. Instead, use the aforementioned tips, and you can organize your garage items and bolster your garage's appearance.

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Posted by The John Barrett Real Estate Team on 5/7/2017

Growing your own vegetables is a wonderful thing. You get to choose which seeds to sow, spend time outside, put in some hard work and then reap the rewards all summer and fall. In spite of this, many new gardeners find themselves planting too much†or too little of different vegetables. There's much†appeal to going to the store to pick out seeds. It almost seems like magic: these little seed packets will turn into baskets full of food, all for just a few dollars. Follow these tips to learn†how to grow what you want the first time around so you won't find yourself begging neighbors to take all those extra zucchinis off your hands. What do you like to eat? Experimenting with new recipes is great. And so is the temptation when you see seed packets for†an exotic vegetable you've never tried before. But before you dedicate a whole row of your garden to hybrid turnips, think about whether or not you'll really eat all of that. Instead, plant the veggies you and your family love†to†eat consistently. Before you start planting, think carefully about the amount of space you have in your garden (I usually draw a diagram and label the rows). This is going to involve some necessary research on your part. If you love summer squash, you may think you need a whole row. Squash plants, however, tend to creep outwards vigorously, producing a ton of fruit†and also encroaching on other rows if you're not careful. Similarly, you may find that you simply don't have enough room for some vegetables. We all love the first sweet corn of the season, but most of us don't have enough room in our backyard gardens to feasibly grow corn. Plan for next year Once you've tilled the soil, planted the seeds, and taken care of your plants all spring, you may think the only thing left to do is harvest the vegetables. This is a crucial time, however, to think about next year. What did you have too much of? Too little? Did you find that some vegetables simply wouldn't grow in your garden? (I tried twice,†with little luck, to plant pole beans but found that they just didn't like my soil.) Take note of these findings for next year. If one part of your garden receives more sunlight, try rotating crops to see if you get different results. Don't worry if your garden isn't perfect the first time around. In fact, it's best to just let go of that image of the perfect garden. Tending†a garden isn't another chore to cause stress in your life, it's a simple and relaxing way to get outside more.  

Posted by The John Barrett Real Estate Team on 5/5/2017

117 Surf Drive , Falmouth, MA 02540

Falmouth (village)



Total Rooms
Spectacular Oceanview Property. Located accross from ocean beach this home is a spectacular buy. Relax on your patio or walk across the street to beautiful ocean beach. located on town sewer. Outside shower and fenced in area for your pet. Great place to watch the Falmouth Road race or fireworks. nobody between you and the ocean beach. Located in flood plain
Open House
May 06 at 1:00 PM to 3:00 PM
Stop by enjoy a delicious brownie while you take in the fantastic view!
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Location: 117 Surf Drive , Falmouth, MA 02540    Get Directions

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